I started this business in early 2003, as a receptionist at a Broker’s Office in Culver City. A few months later, the Broker decided for me to move into their Escrow department. There I learned a lot more about the process of buying a home.
I started with the escrow process for standard sales & refinances, when the real estate bubble started I learnd how to process escrow files for foreclosures and short sales. I worked in escrow for about 7 years. During the real estate bubble, I learned so much about the business. During my time as an Escrow Officer, I felt I could do more, to help clients in other ways.
In 2010 I decided to make a change, and moved to the lending side of the transaction. During this time the lending was rough, to the point that the Department of Real Estate had implemented a new license for Loan Officers. I was so determined I wanted to be a Loan Officer, that I started working as an assistant to a Loan Processor. My ideas were to learn how to process a mortgage loan from beginning to end. Learn the ins & outs of lenders guidelines learn how to present a file to an underwriter. I learned how to read the following paperwork, tax returns, pay-stubs, credit reports, bank statements, and all financial documents needed to put a file together. I learned how to analyze the paperwork I had Infront of me and determined what type of loan will best benefit the clients based on their financials.
In 2011 I obtained my NMLS license, and worked as a Loan Processor / Loan Officer. With my experience as a Loan Processor and Escrow Officer, it has help me tremendously, I can better guide my clients from beginning to end of their mortgage loans. I absolutely love what I do. Helping the clients prepare themselves to buy their first home it’s a wonderful feeling. Knowing I was part of their biggest purchase and goal as a family to become a Homeowner.