Education Library

This is your mortgage resource knowledge center to help you make educated purchasing decisions!

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Tom  Maruscsak Education Library

Education Library

This is your mortgage resource knowledge center to help you make educated purchasing decisions!

Email me Today

Articles

Closing Process

Closing Process

To ensure a smooth and painless closing, please keep the following in mind...
Common Questions About Reverse Mortgage

Common Questions About Reverse Mortgage

Some common questions answered about what is a reverse mortgage and how it works
What is a Reverse Mortgage

What is a Reverse Mortgage

A reverse mortgage is a loan available to seniors over the age of 62 which allows them to convert equity in their home into cash.
Reverse Scenario Examples

Reverse Scenario Examples

Here are some of the scenario examples Eliminate Mortgage, Delay taking qualified funds and purchase a second home, Home safe Jumbo Reverse.
Reverse for Purchase

Reverse for Purchase

The Home Equity Conversion Mortgage (HECM) for Purchase allows seniors at least 62 years of age to purchase a home through a reverse mortgage.
Components of a Mortgage

Components of a Mortgage

Learn about everything that makes up a mortgage including programs, approval, rates, and closing costs.
Mortgage Approval Process

Mortgage Approval Process

Learn about some of the important components involved in getting qualified for a mortgage loan.
Purchase Pre-Qualification Letter Basics

Purchase Pre-Qualification Letter Basics

Establishing a “Baseline” and getting a mortgage pre-qualification letter is an essential first step in the home buying process.
Closing Process

Closing Process

To ensure a smooth and painless closing, please keep the following in mind...
Documentation

Documentation

These are the items that need to be returned with your application package in order to ensure the smooth processing of your loan.